We need your details so that we can share them with our panel of lenders and brokers to check your eligibility and to help match you with a solution. They may carry out a soft or hard search on you when reviewing your application.

Representative Example: Representative Example: On an assumed loan amount of £750 over 12 months. Rate of interest 191.2% (fixed). Total repayment amount £1726.68 and total interest is £976.68. 12 monthly payments of £143.89. RatesPay is a broker, not a lender*.

* As a broker, we are unable to ascertain exactly how many customers take out a loan or the lender’s rate of interest particular to that customer, therefore our calculation is based on the mean APR of our panel of lenders.

RatesPay does not lend money and is not a lender. The service we provide to our customers involves passing their applications for payday and short-term loans on to appropriate lenders or other brokers in our affiliate lending network, who then make approval decisions and offer loans to those customers. Customers of RatesPay are charged nothing for our services.

*Please note that although most people receive their loan funds within 1 hour, individual banks may require funds to be held for up to 3 days while the funds clear. For questions about this clearing hold, contact your bank.

+FREE TRIAL : UKCreditRatings offer a 14-day trial to their service. If you choose not to cancel within the free trial period, you will incur the monthly subscription fee of £24.95 until you cancel the account.

Tel: 03300532354

ALL LOANS ARE SUBJECT TO CREDITWORTHINESS AND AFFORDABILITY CHECKS